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Kolect: Business POS & Ledger Icon

Kolect: Business POS & Ledger

Kolect Finance Inc.Point of Sale, Billing & Debts
In-app billing•No ads• Play Protect
4.8
1.2K reviews
10K+
Downloads
3+
Rated for 3+
28 MB
Android
Install APK (.apk)
Get Windows (.exe)Web App
Verified compatible with your Android device.

App preview

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9:415G
Cashier POSFast POS
Total Due
₦14,500.00
2x Premium Basmati 5kg₦9,000
1x Cooking Oil 2L₦4,500
Tax & Service Fee₦1,000
Charge ₦14,500
POS Checkout
Scan barcodes & ring up cart sales
9:415G
Grade 4 Term 1Batch Cohort
Total Expected
₦2,450,000
Tuition & Class Materials₦65,000
Uniform & Sports Gear₦15,000
ICT & Science Lab₦10,000
Generate Class Receipts
Term Billing
Issue entire class tuition bills
9:415G
Debtor RosterDual Ledger
Total Arrears
₦35,000.00
Invoice inv-2026-081₦20,000
Invoice inv-2026-094₦15,000
Wallet Deposit Balance+₦5,000
Send WhatsApp Alert
Debtor Tracking
Recover debts with zero accounting errors
9:415G
Daily CashflowLive Metrics
Total Collected Today
₦482,900
Direct Bank Transfers₦310,000
POS Card Settlements₦142,900
Cash Over Counter₦30,000
Export PDF Summary
Cashflow Stream
Cash in vs cash out in real time

About this app

Kolect is the all-in-one financial operating system designed for African and global merchants, schools, and property managers. Accelerate point-of-sale checkouts with barcode scanning, automate customer and student debt recovery with scheduled WhatsApp and SMS alerts, track warehouse stock in real time, and manage dual-balance customer accounts with total audit transparency.

Point of Sale & Cashier Checkout
Sub-second cart calculation, discount approvals, barcode support, and atomic inventory stock deductions.
Dual-Balance Banking Ledger
Tracks debt balance alongside overpayment wallet balances so customers never lose a kobo or shilling.
Multi-Vertical Academic & Rent Billing
Run single-click batch invoicing across whole school classes or tenant properties with academic term tracking.
Automated WhatsApp & SMS Reminders
Send personalized, professional recovery notices directly to debtors with integrated payment links.
#PointOfSale#Invoicing#Inventory#DebtRecovery#Finance#AfricaSME

What's new

v1.0.0

Released October 8, 2026

  • •Official launch release: Version 1.0.0 (Build 1).
  • •High-performance POS checkout with wallet credit support.
  • •Universal Crockford 32-bit display IDs (spc-, cus-, tx-).
  • •Multi-currency support across East Africa (KES) and West Africa (NGN).
  • •Full offline transaction queuing and receipt generation.

Data safety

Safety starts with understanding how developers collect and protect your records.

Data encrypted in transitTransferred over bank-grade 256-bit SSL connections.
No data sold to third partiesZero ad brokers or commercial tracking SDKs.
Data deletion requests honoredRegulatory PII scrubbing complies with NDPA & GDPR.

App details

Version1.0.0
UpdatedOctober 8, 2026
Android OS7.0 and up
Windows OS10 / 11 (64-bit)
Offered byKolect Finance Inc.
Supportsupport@kolectfinance.com

Ratings and reviews

Verified feedback from registered workspace merchants.

4.8
1.2K reviews total reviews
5
4
3
2
1
C
Chinedu Okafor
Retail Store Owner • Lagos, Nigeria

“The POS checkout is blisteringly fast. Ringing up sales during our morning rush with automatic receipt calculation has completely eliminated checkout delays in our store.”

Oct 2, 2026
A
Amara Mwangi
School Administrator • Nairobi, Kenya

“Generating tuition bills for all classes with term tracking used to take our bursary team days. With Kolect, batch cohort billing takes under 10 seconds. Parents love the WhatsApp receipts.”

Sep 28, 2026
T
Tunde Bakare
Property Manager • Abuja, Nigeria

“The dual-balance ledger is a lifesaver. When tenants overpay, the system routes the balance into their wallet for the next month instead of messing up accounting books.”

Sep 20, 2026